Call Us (909) 391-9500 ☰ ˟
Logo
Get a Quote Call Us (909) 391-9500
  • Home
  • Get A Quote
    • Automobile
    • Business & Commercial
    • Earthquake
    • Homeowners
    • Insurance
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
      • Motor Home Insurance Quote
    • Renters
    • SR-22 Insurance
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Business & Commercial
    • Homeowners
    • Motorcycle
    • Renters
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About RANA Insurance
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Quote Now Learn More
Homeowners Icon

Homeowners

We browse through a wide variety of coverages and find the right one for you.

Quote Now Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Quote Now Learn More
Motorcycle Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Quote Now Learn More
SR-22 Icon

SR-22

We browse through a wide variety of coverages and find the right one for you.

Quote Now Learn More
Home > Blog > 3 Tips to Save on Homeowners Insurance
THURSDAY, SEPTEMBER 2, 2021

3 Tips to Save on Homeowners Insurance

Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save: 
family sitting outside home
1. Bundle your policies: Bundling multiple insurance policies, such as home and auto, with a single insurance company is an easy way to save. Many insurers incentivize your added business by offering discounts—up to 20 percent—on you premium payments. Not to mention, having just one monthly payment and one renewal date is much easier to keep track of as well. 

2. Additional discounts: Though a bundling discount is the easiest, there are many more discounts that may be available to you. Essentially, the less chance you have of filing a claim, the less you’re likely to pay for insurance. That means, you could save if you have a clean driving record, if your home is loaded with security features, if you’re a senior, if you’re loyal customer and much more. Your agent can go over the details with you. 

3. Increase your deductible: A deductible is the amount that you’re responsible for paying when you file a claim. After you pay, your insurer can cover the rest of the claim. The higher your deductible, the lower your monthly premium—up to 25 percent less. So if you raise your deductible, you’ll save money every month, which can then be used to pay a higher deductible if you need to file a claim in the future. 

We’re here to help you save. Call Rana Insurance at 909-391-9500 for more information on Ontario home insurance.
 
Posted 5:25 PM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020

  • insurance(7)
  • coverage(4)
  • auto(3)
  • car(2)
  • home(2)
  • requirements(1)
  • homeowners(1)
  • motorist(1)
  • renters insurance(1)
  • flood insurance(1)
  • belongings(1)
  • safety(1)
  • vehicles(1)
  • dryer(1)
  • new(1)
  • damage(1)
  • appliances(1)
  • drivers(1)
  • home insurance(1)
  • motorcycle(1)
  • employee(1)
  • motorcycle insurance(1)
  • clothes(1)
  • policy(1)
  • flood(1)
  • uninsured(1)
  • car insurance(1)
  • commercial(1)
  • commercial auto insurance(1)
  • renters(1)

View Mobile Version

Contact Us Today!
(909) 391-9500

Social Social

Resources

  • Get a Quote
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

118 W Holt Blvd
Ontario, CA 91762

P: (909) 391-9500
© Copyright. All rights reserved. | Powered by Insurance Website Builder